Terms of Service
Effective Date: January 1, 2026 • Last Reviewed: September 11, 2026
Terms at a Glance: Key Principles
01. Agreement to Terms
These Terms of Service (“Terms”) constitute a legally binding agreement between you (“User”, “you”, or “your”) and Salary to Hourly Inc. (“SalaryToHourly”, “we”, “us”, or “our”), governing your access to and use of https://www.salarytohourly.org and all associated wage conversion calculators, paycheck estimators, comparison charts, and documentation (collectively, the “Service”).
By accessing or using any portion of our Service, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree to all terms and conditions set forth herein, you must immediately discontinue use of the Service.
02. Informational & Non-Fiduciary Nature of Calculations
SalaryToHourly is an online mathematical modeling and estimation tool. It is designed to assist wage earners, job candidates, freelancers, contractors, and hiring managers in modeling salary-to-hourly conversions, overtime multiples, and annualized earnings.
You should never execute employment contracts, resign from a position, settle wage disputes, or submit statutory tax returns based solely on estimates generated by this website. Always consult a licensed Certified Public Accountant (CPA), payroll specialist, or employment attorney for official payroll decisions.
03. Mathematical Modeling Assumptions & Accuracy
Our calculation models rely upon standardized payroll conventions and formulas, including:
- Standard Full-Time Benchmark: The standard full-time model presumes 40 hours per week across 52 weeks per calendar year, totaling 2,080 working hours annually (or 2,088 hours in standard leap-year payroll cycles).
- Customizable Factors: Users may customize hours worked per week, days per year, paid time off (PTO) days, paid holidays, and overtime multipliers (e.g., 1.5x time-and-a-half or 2.0x double-time). Mathematical outputs are only as accurate as user-entered parameters.
- Tax & Withholding Approximations: Tax brackets, federal/state/provincial estimates, and social insurance contributions (such as FICA, Medicare, or National Insurance) are simplified approximations for educational comparisons and may not reflect recent local legislative updates.
- Currency Presentations: Currency selections (e.g., USD, EUR, GBP, CAD, AUD) modify formatting and localized standards for user convenience, but do not represent real-time foreign exchange market rates.
04. Permitted Uses & User Conduct
We grant you a personal, revocable, non-exclusive, non-transferable license to access and use the Service strictly in compliance with these Terms.
You agree NOT to:
- Deploy automated scrapers, web spiders, bots, or programmatic extractors to bulk-query our calculation algorithms without prior written authorization.
- Engage in any denial-of-service (DDoS) attempts, exploit vulnerabilities, or inject malicious scripts that disrupt server availability or compromise site security.
- Frame, mirror, or repackage our calculation interface within an external commercial application in a manner that misleads consumers regarding origin or ownership.
- Remove, obscure, or alter any copyright notices, trademarks, or proprietary markings displayed on our website or generated export charts.
05. Intellectual Property Rights
The Service, including its interactive calculator components, custom user interface design systems, styling tokens, algorithms, codebases, text copy, blog guides, graphics, logos, and trademarks, is the sole property of Salary to Hourly Inc. and is protected under United States and international copyright, trademark, and intellectual property statutes.
You may freely print, screenshot, or share individual calculation summaries for personal use, job offer negotiations, or client billing estimates, provided that attribution to SalaryToHourly remains intact.
06. Third-Party Links & External Resources
Our guides and tools may contain hyperlinks to external third-party websites, including governmental labor bodies (e.g., U.S. Department of Labor, IRS.gov, UK HM Revenue & Customs) or career platforms. These links are provided solely as a convenience. We exercise no control over, and accept no responsibility for, the content, privacy practices, or availability of third-party websites.
07. Disclaimer of Warranties (“As-Is”)
THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.
TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, SALARYTOHOURLY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PAYROLL PURPOSE, ACCURACY, TIMELINESS, NON-INFRINGEMENT, AND UNINTERRUPTED OR ERROR-FREE CALCULATION OPERATION.
08. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL SALARYTOHOURLY, ITS OFFICERS, DIRECTORS, EMPLOYEES, AFFILIATES, OR AGENTS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES WHATSOEVER RESULTING FROM:
- ANY DISCREPANCIES BETWEEN CALCULATOR ESTIMATES AND ACTUAL PAYROLL STUBS, TAX WITHHOLDINGS, OR EMPLOYMENT COMPENSATION;
- ERRORS, OMISSIONS, OR MATHEMATICAL ROUNDING ANOMALIES IN OUR CONVERSION ALGORITHMS;
- ANY BUSINESS LOSSES, WAGE NEGOTIATION OUTCOMES, OR EMPLOYMENT CONTRACT DISPUTES;
- SERVICE INTERRUPTIONS, SERVER OUTAGES, OR DOWNTIME.
IN JURISDICTIONS WHERE LIMITATIONS OF LIABILITY ARE RESTRICTED, OUR AGGREGATE LIABILITY UNDER ANY THEORY OF LAW SHALL NOT EXCEED ONE HUNDRED UNITED STATES DOLLARS ($100.00 USD).
09. Indemnification
You agree to defend, indemnify, and hold harmless SalaryToHourly, its officers, contractors, and agents against any claims, damages, obligations, losses, liabilities, costs, or debt (including attorney’s fees) arising from: (a) your use of or access to the Service; (b) your violation of any provision of these Terms; or (c) any financial, employment, or contractual action you undertake in reliance upon estimates generated on our website.
10. Governing Law & Dispute Resolution
These Terms and your use of the Service shall be governed by and construed in accordance with the laws of the State of Delaware and the United States, without regard to conflict of law principles.
Prior to initiating formal legal proceedings, you and SalaryToHourly agree to attempt in good faith to resolve any dispute, claim, or controversy informally by contacting us directly. Any legal action or proceeding arising under these Terms shall be brought exclusively in state or federal courts situated in Delaware.
11. Modifications to the Service & Terms
We reserve the right, at our sole discretion, to modify, update, or discontinue any feature, formula, or calculator on our website at any time without notice. We may also revise these Terms periodically. Continued use of the Service following the posting of revised Terms confirms your acceptance of those updates.
12. Severability & Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and SalaryToHourly regarding the Service. If any provision of these Terms is deemed unlawful, void, or unenforceable by a court of competent jurisdiction, that provision shall be severed and shall not affect the validity and enforceability of the remaining provisions.
13. Contact Information
For any legal questions, notice delivery, or inquiries concerning these Terms of Service, please contact our team:
Organization: Salary to Hourly Inc.
Website: https://www.salarytohourly.org
Legal & Support Inquiries: support@SalaryToHourly.org